Free therapy options exist for those facing financial barriers, though availability varies by location, eligibility, and demand. These services are typically funded by governments, nonprofits, charities, or training programs, prioritizing accessibility over profit. Below are the main types, with practical details to help users navigate them.

1. Community Mental Health Centers & Government Programs Publicly funded clinics offer sliding-scale or no-cost counseling for low-income individuals. In the US, search HRSA's Find a Health Center tool (hrsa.gov) or call 211 for local options. Services include individual therapy, group sessions, and crisis intervention, often using evidence-based approaches like CBT. Waitlists can be long; proof of income may be required.
2. Nonprofit and Charity Organizations Groups like NAMI (nami.org) helplines, Open Path Collective (openpathcollective.org) for $30–$60 sessions, or local food bank-affiliated counselors provide free support. Faith-based centers (churches, mosques) often offer pastoral counseling without fees. International examples: UK's NHS Talking Therapies or Australia's Headspace for youth.
3. Online and Peer-Led Support Platforms like 7 Cups (7cups.com) connect users to trained listeners for free chat-based emotional support (not clinical therapy). Apps such as MoodMission offer free CBT exercises. Peer groups via Meetup or Reddit (e.g., r/mentalhealth) provide community without cost, though they're not substitutes for professional care.
4. Trainee and University Clinics Graduate programs in psychology/social work run low- or no-cost clinics supervised by licensed professionals. Search "university psychology clinic" + your city; sessions are longer for training purposes but effective.
5. Crisis and Hotline Services Immediate free help via text/phone: US National Suicide Prevention Lifeline (988), Samaritans (UK: 116 123), or Befrienders Worldwide. These are short-term, not ongoing therapy.

Limitations and Tips: Free therapy may involve wait times, limited sessions, or less privacy than paid options. It's best for mild-moderate issues; severe cases need professional referral. Combine with self-help (books like Feeling Good by David Burns) or employee assistance programs (EAPs) if employed. Always verify credentials and report any concerns.

In summary, free therapy prioritizes equity but requires proactive searching. Start with local resources or hotlines help is available without payment.